{"id":264943,"date":"2020-06-16T09:00:00","date_gmt":"2020-06-16T13:00:00","guid":{"rendered":"https:\/\/content.carib-export.com\/building-financial-resilience-in-smes-part-1\/"},"modified":"2022-06-12T23:21:41","modified_gmt":"2022-06-13T03:21:41","slug":"building-financial-resilience-in-smes-part-1","status":"publish","type":"post","link":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/","title":{"rendered":"Renforcer la r\u00e9silience financi\u00e8re des PME &#8211; Partie 1"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg\" alt=\"\" class=\"wp-image-250784\" width=\"256\" height=\"171\" srcset=\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg 1024w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-300x200.jpg 300w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-768x512.jpg 768w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1536x1024.jpg 1536w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 256px) 100vw, 256px\" \/><\/figure>\n<\/div>\n\n\n<p>Financial resilience can be defined as the ability to weather financial shocks. With the onslaught of Covid-19, companies globally are facing major disruptions to their operations and many have had their financial management systems tested to the hilt. Caribbean companies, operating in fragile open economies highly susceptible to external global shocks, are not exempted. The time is right for the regional private sector to build and strengthen their financial management systems against shocks to become resilient companies.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Project &amp; Protect Cash Flow<\/h4>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/www.carib-export.com\/ceda2017\/wp-content\/uploads\/2020\/06\/store-scanner-for-checkout-scaled.jpg?fit=640%2C427&amp;ssl=1\" alt=\"\" class=\"wp-image-188733\" width=\"320\" height=\"213\" srcset=\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/store-scanner-for-checkout-scaled.jpg 2560w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/store-scanner-for-checkout-300x200.jpg 300w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/store-scanner-for-checkout-1024x683.jpg 1024w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/store-scanner-for-checkout-768x512.jpg 768w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/store-scanner-for-checkout-1536x1024.jpg 1536w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/store-scanner-for-checkout-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 320px) 100vw, 320px\" \/><\/figure>\n<\/div>\n\n\n<p>The adage \u00e2\u20ac\u02dccash is king\u00e2\u20ac\u2122 reflects the importance of cash flow to the overall fiscal health of a business. It comes as no surprise that during these unprecedented times, SMEs are reporting cash flow problems. While it is a good practice for companies to do annual projections, a critical lesson emanating from this period is the importance of planning for worst case scenarios. Doing so can help in being strategic and proactive to mitigate against lower cashflow levels ahead of crises. Have you considered how your business would function should a steady income stream suddenly be taken away? Or perhaps, what would it look like if you had to discount products or services?<\/p>\n\n\n\n<p>Several measures exist to help companies manage cashflow. Consider the frequency with which your company pays employees vis a vis your customer payment terms. If your business allows customers a 30-day payment window while paying staff weekly, the business can begin to experience a cash deficit especially if customers are also late on payments.<\/p>\n\n\n\n<p>Additionally, companies that incur upfront costs when pursuing business opportunities (e.g. an agro-processor fulfilling a new order) should consider asking for advance payments to cover raw materials and inputs. Another important cashflow consideration is to rethink major capital expenditures during times of crises. However, in cases where such expenses are unavoidable, hire purchase options or low interest loans can preserve cash for business operations.<\/p>\n\n\n\n<p>Many businesses would have experienced lower sales revenues during national lock downs. As such, applying for an overdraft could be a temporary measure to sustain business continuity. Of course, your company should assess its current level of indebtedness to determine whether further debt would do more harm than good. Planning strategies for maintaining cashflow in periods of emergencies is a requirement for building financial resilience.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Know your numbers<\/h4>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/www.carib-export.com\/ceda2017\/wp-content\/uploads\/2020\/06\/man-writing-notes-scaled.jpg?fit=640%2C427&amp;ssl=1\" alt=\"\" class=\"wp-image-188734\" width=\"320\" height=\"213\" srcset=\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/man-writing-notes-scaled.jpg 2560w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/man-writing-notes-300x200.jpg 300w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/man-writing-notes-1024x683.jpg 1024w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/man-writing-notes-768x512.jpg 768w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/man-writing-notes-1536x1024.jpg 1536w, https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/man-writing-notes-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 320px) 100vw, 320px\" \/><\/figure>\n<\/div>\n\n\n<p>During times of crisis it is critical to have a \u00e2\u20ac\u0153finger on the pulse\u00e2\u20ac\u009d of the business; companies must know their numbers. This is paramount for nimble decision making. A company\u00e2\u20ac\u2122s nimbleness is dependent on its ability to ascertain real time data quickly from accounting systems and to interpret those numbers to help reduce costs, increase margins, and provide intelligence that can be used to drive sales.<\/p>\n\n\n\n<p>When a company knows its numbers, it becomes easier to make pivotal decisions such as accelerating receivables by sending timely invoices or following up on past accounts due. Financial data can also trigger decisions around negotiating vendor payments to reduce cash outflows while increasing working capital. Some vendors may be willing to extend their usual terms given the current situation. Of course, one great reason why a company should have up to date financial data is to maintain good relations with banks or other funding sources especially during times of crises. The key to reliable and timely financial data lies in the updating and maintenance of financial management systems. In other words, keeping your input of data up to date will strengthen your ability to make key real time decisions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Financial resilience can be defined as the ability to weather financial shocks. With the onslaught of Covid-19, companies globally are facing major disruptions to their operations and many have had their financial management systems tested to the hilt. Caribbean companies, operating in fragile open economies highly susceptible to external global shocks, are not exempted. The [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[4509],"tags":[11281,11284,11237,11243],"class_list":["post-264943","post","type-post","status-publish","format-standard","hentry","category-blog","tag-cashflow-fr","tag-crisis-fr","tag-finances-fr","tag-smes-fr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>de Renforcer la r\u00e9silience financi\u00e8re des PME - Partie 1 - Exportation Cara\u00efbes<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"de Renforcer la r\u00e9silience financi\u00e8re des PME - Partie 1 - Exportation Cara\u00efbes\" \/>\n<meta property=\"og:description\" content=\"Financial resilience can be defined as the ability to weather financial shocks. With the onslaught of Covid-19, companies globally are facing major disruptions to their operations and many have had their financial management systems tested to the hilt. Caribbean companies, operating in fragile open economies highly susceptible to external global shocks, are not exempted. The [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/\" \/>\n<meta property=\"og:site_name\" content=\"Exportation Cara\u00efbes\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CaribbeanExport\" \/>\n<meta property=\"article:published_time\" content=\"2020-06-16T13:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-13T03:21:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/man-writing-notes-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1706\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Deidre Brathwaite\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/DkBInteractive\" \/>\n<meta name=\"twitter:site\" content=\"@CaribXport\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Deidre Brathwaite\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/\"},\"author\":{\"name\":\"Deidre Brathwaite\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/#\/schema\/person\/52e67161560047831f389d6f37260884\"},\"headline\":\"Renforcer la r\u00e9silience financi\u00e8re des PME &#8211; Partie 1\",\"datePublished\":\"2020-06-16T13:00:00+00:00\",\"dateModified\":\"2022-06-13T03:21:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/\"},\"wordCount\":590,\"publisher\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/#organization\"},\"image\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg\",\"keywords\":[\"cashflow\",\"crisis\",\"finances\",\"smes\"],\"articleSection\":[\"Blog\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/\",\"url\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/\",\"name\":\"de Renforcer la r\u00e9silience financi\u00e8re des PME - Partie 1 - Exportation Cara\u00efbes\",\"isPartOf\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg\",\"datePublished\":\"2020-06-16T13:00:00+00:00\",\"dateModified\":\"2022-06-13T03:21:41+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#primaryimage\",\"url\":\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg\",\"contentUrl\":\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/content.carib-export.com\/fr\/home\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blog\",\"item\":\"https:\/\/content.carib-export.com\/fr\/blog\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Renforcer la r\u00e9silience financi\u00e8re des PME &#8211; Partie 1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/#website\",\"url\":\"https:\/\/content.carib-export.com\/fr\/\",\"name\":\"Exportation Cara\u00efbes\",\"description\":\"La seule agence r\u00e9gionale de promotion du commerce et des investissements du groupe Afrique, Cara\u00efbes et Pacifique.\",\"publisher\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/content.carib-export.com\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/#organization\",\"name\":\"Agence carib\u00e9enne de d\u00e9veloppement des exportations\",\"url\":\"https:\/\/content.carib-export.com\/fr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2013\/03\/CE-Logo-2013.jpg\",\"contentUrl\":\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2013\/03\/CE-Logo-2013.jpg\",\"width\":1024,\"height\":244,\"caption\":\"Agence carib\u00e9enne de d\u00e9veloppement des exportations\"},\"image\":{\"@id\":\"https:\/\/content.carib-export.com\/fr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/CaribbeanExport\",\"https:\/\/x.com\/CaribXport\",\"https:\/\/www.instagram.com\/caribbeanexport\",\"https:\/\/www.linkedin.com\/company\/caribbeanexport\",\"https:\/\/www.youtube.com\/user\/TheCaribbeanExport\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/#\/schema\/person\/52e67161560047831f389d6f37260884\",\"name\":\"Deidre Brathwaite\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/content.carib-export.com\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2025\/03\/cropped-Deidre-Brathwaite-Digital-and-Social-Media-Officer-2-96x96.png\",\"contentUrl\":\"https:\/\/content.carib-export.com\/wp-content\/uploads\/2025\/03\/cropped-Deidre-Brathwaite-Digital-and-Social-Media-Officer-2-96x96.png\",\"caption\":\"Deidre Brathwaite\"},\"description\":\"Deidre is the Digital and Social Media Officer at Caribbean Export Development Agency. She currently manages the Agency\u2019s digital presence. She is a foodie and loves to travel.\",\"sameAs\":[\"https:\/\/www.instagram.com\/deidrebrathwaite\/\",\"https:\/\/www.linkedin.com\/in\/deidrebrathwaite\/\",\"https:\/\/x.com\/https:\/\/twitter.com\/DkBInteractive\"],\"url\":\"https:\/\/content.carib-export.com\/fr\/author\/deidreb\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"de Renforcer la r\u00e9silience financi\u00e8re des PME - Partie 1 - Exportation Cara\u00efbes","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/","og_locale":"fr_FR","og_type":"article","og_title":"de Renforcer la r\u00e9silience financi\u00e8re des PME - Partie 1 - Exportation Cara\u00efbes","og_description":"Financial resilience can be defined as the ability to weather financial shocks. With the onslaught of Covid-19, companies globally are facing major disruptions to their operations and many have had their financial management systems tested to the hilt. Caribbean companies, operating in fragile open economies highly susceptible to external global shocks, are not exempted. The [&hellip;]","og_url":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/","og_site_name":"Exportation Cara\u00efbes","article_publisher":"https:\/\/www.facebook.com\/CaribbeanExport","article_published_time":"2020-06-16T13:00:00+00:00","article_modified_time":"2022-06-13T03:21:41+00:00","og_image":[{"width":2560,"height":1706,"url":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/man-writing-notes-scaled.jpg","type":"image\/jpeg"}],"author":"Deidre Brathwaite","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/DkBInteractive","twitter_site":"@CaribXport","twitter_misc":{"\u00c9crit par":"Deidre Brathwaite","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#article","isPartOf":{"@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/"},"author":{"name":"Deidre Brathwaite","@id":"https:\/\/content.carib-export.com\/fr\/#\/schema\/person\/52e67161560047831f389d6f37260884"},"headline":"Renforcer la r\u00e9silience financi\u00e8re des PME &#8211; Partie 1","datePublished":"2020-06-16T13:00:00+00:00","dateModified":"2022-06-13T03:21:41+00:00","mainEntityOfPage":{"@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/"},"wordCount":590,"publisher":{"@id":"https:\/\/content.carib-export.com\/fr\/#organization"},"image":{"@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#primaryimage"},"thumbnailUrl":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg","keywords":["cashflow","crisis","finances","smes"],"articleSection":["Blog"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/","url":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/","name":"de Renforcer la r\u00e9silience financi\u00e8re des PME - Partie 1 - Exportation Cara\u00efbes","isPartOf":{"@id":"https:\/\/content.carib-export.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#primaryimage"},"image":{"@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#primaryimage"},"thumbnailUrl":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg","datePublished":"2020-06-16T13:00:00+00:00","dateModified":"2022-06-13T03:21:41+00:00","breadcrumb":{"@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#primaryimage","url":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg","contentUrl":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2020\/06\/bills-and-finances-1024x683.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/content.carib-export.com\/fr\/blog\/building-financial-resilience-in-smes-part-1\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/content.carib-export.com\/fr\/home\/"},{"@type":"ListItem","position":2,"name":"Blog","item":"https:\/\/content.carib-export.com\/fr\/blog\/"},{"@type":"ListItem","position":3,"name":"Renforcer la r\u00e9silience financi\u00e8re des PME &#8211; Partie 1"}]},{"@type":"WebSite","@id":"https:\/\/content.carib-export.com\/fr\/#website","url":"https:\/\/content.carib-export.com\/fr\/","name":"Exportation Cara\u00efbes","description":"La seule agence r\u00e9gionale de promotion du commerce et des investissements du groupe Afrique, Cara\u00efbes et Pacifique.","publisher":{"@id":"https:\/\/content.carib-export.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/content.carib-export.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/content.carib-export.com\/fr\/#organization","name":"Agence carib\u00e9enne de d\u00e9veloppement des exportations","url":"https:\/\/content.carib-export.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/content.carib-export.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2013\/03\/CE-Logo-2013.jpg","contentUrl":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2013\/03\/CE-Logo-2013.jpg","width":1024,"height":244,"caption":"Agence carib\u00e9enne de d\u00e9veloppement des exportations"},"image":{"@id":"https:\/\/content.carib-export.com\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CaribbeanExport","https:\/\/x.com\/CaribXport","https:\/\/www.instagram.com\/caribbeanexport","https:\/\/www.linkedin.com\/company\/caribbeanexport","https:\/\/www.youtube.com\/user\/TheCaribbeanExport"]},{"@type":"Person","@id":"https:\/\/content.carib-export.com\/fr\/#\/schema\/person\/52e67161560047831f389d6f37260884","name":"Deidre Brathwaite","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/content.carib-export.com\/fr\/#\/schema\/person\/image\/","url":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2025\/03\/cropped-Deidre-Brathwaite-Digital-and-Social-Media-Officer-2-96x96.png","contentUrl":"https:\/\/content.carib-export.com\/wp-content\/uploads\/2025\/03\/cropped-Deidre-Brathwaite-Digital-and-Social-Media-Officer-2-96x96.png","caption":"Deidre Brathwaite"},"description":"Deidre is the Digital and Social Media Officer at Caribbean Export Development Agency. She currently manages the Agency\u2019s digital presence. She is a foodie and loves to travel.","sameAs":["https:\/\/www.instagram.com\/deidrebrathwaite\/","https:\/\/www.linkedin.com\/in\/deidrebrathwaite\/","https:\/\/x.com\/https:\/\/twitter.com\/DkBInteractive"],"url":"https:\/\/content.carib-export.com\/fr\/author\/deidreb\/"}]}},"_links":{"self":[{"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/posts\/264943","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/comments?post=264943"}],"version-history":[{"count":0,"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/posts\/264943\/revisions"}],"wp:attachment":[{"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/media?parent=264943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/categories?post=264943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/content.carib-export.com\/fr\/wp-json\/wp\/v2\/tags?post=264943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}